While unchecked discrimination still plays a significant role in shunting opportunities for black Americans, it is white Americans’ centuries-long economic head start that most effectively maintains racial caste today. As soon as laws began to ban racial discrimination against black Americans, white Americans created so-called race-neutral means of maintaining political and economic power. For example, soon after the 15th Amendment granted black men the right to vote, white politicians in many states, understanding that recently freed black Americans were impoverished, implemented poll taxes. In other words, white Americans have long known that in a country where black people have been kept disproportionately poor and prevented from building wealth, rules and policies involving money can be nearly as effective for maintaining the color line as legal segregation. You do not have to have laws forcing segregated housing and schools if white Americans, using their generational wealth and higher incomes, can simply buy their way into expensive enclaves with exclusive public schools that are out of the price range of most black Americans.

And yet most Americans are in an almost pathological denial about the depth of black financial struggle. That 2019 Yale University study, called “The Misperception of Racial Economic Inequality,” found that Americans believe that black households hold $90 in wealth for every $100 held by white households. The actual amount is $10.

Reparations are not about punishing white Americans, and white Americans are not the ones who would pay for them. It does not matter if your ancestors engaged in slavery or if you just immigrated here two weeks ago. Reparations are a societal obligation in a nation where our Constitution sanctioned slavery, Congress passed laws protecting it and our federal government initiated, condoned and practiced legal racial segregation and discrimination against black Americans until half a century ago. And so it is the federal government that pays.

Reparations would go to any person who has documentation that he or she identified as a black person for at least 10 years before the beginning of any reparations process and can trace at least one ancestor back to American slavery. Reparations should include a commitment to vigorously enforcing existing civil rights prohibitions against housing, educational and employment discrimination, as well as targeted investments in government-constructed segregated black communities and the segregated schools that serve a disproportionate number of black children. But critically, reparations must include individual cash payments to descendants of the enslaved in order to close the wealth gap.

The technical details, frankly, are the easier part. The real obstacle, the obstacle that we have never overcome, is garnering the political will — convincing enough Americans that the centuries-long forced economic disadvantage of black Americans should be remedied, that restitution is owed to people who have never had an equal chance to take advantage of the bounty they played such a significant part in creating.

Highly recommend.